If you need check cashing in Pompano Beach and the bank is closed, or you have no account to deposit into, walk into DD Pawn Loans at 2751 W Atlantic Blvd #101 and leave with cash the same visit. This post covers what to bring, which checks we take, why a few checks need a phone call first, and what else you can do at the same window. The short version is on the page for our check cashing store in Pompano Beach.
Check Cashing in Pompano Beach: The Three Things to Bring
Every check we cash needs the same three things:
- The original check. Paper only, made out to you, with nothing crossed out or altered. We cannot cash a photo, a photocopy, or a check made out to someone else.
- One valid government-issued photo ID. Unexpired, with a name that matches the payee line on the check.
- A phone number where we can reach you, in case an issuer asks us to call back.
Which IDs We Accept
Any one of these works, as long as it has your photo and has not expired:
- Florida driver license
- Florida state ID card
- U.S. passport or passport card
- U.S. military ID
- Permanent resident card
- A driver license or state ID from another U.S. state
Florida law requires us to record the ID used for every check we cash, even for regulars. An expired card is the most common reason someone has to come back.
Types of Checks We Cash
We cash the checks people in Pompano Beach, Margate, Coconut Creek and Deerfield Beach bring in every week:
- Payroll checks from local employers, including the warehouses, contractors and shops along Powerline Road, Copans Road and Atlantic Blvd. Printed payroll checks are the easiest checks we handle.
- Government checks such as Social Security, SSI, VA benefits, state of Florida payments and federal tax refunds.
- Insurance checks from a claim settlement, including storm and roof claims. If a mortgage company is listed as a payee, we cannot cash it without that company's endorsement.
- Personal checks written to you by an individual. These take the most verification, so allow extra time or call ahead.
We also take cashier's checks and out-of-state checks. For anything unusual, call (561) 774-9292 before you drive over.
Endorsing the Check: Wait Until You Are at the Counter
Do not sign the back of your check at home. An endorsed check is as good as cash to anyone who finds it, and we may need to watch you sign to compare it to your ID. Sign exactly as your name appears on the payee line. If the check misspells your name, sign it both ways: the misspelled version first, then your correct name under it.
Why Some Checks Need Verification
A bank holds your money until a check clears. We hand you cash on the spot and take on the risk that the check comes back, so we verify first. For most payroll and government checks that is a quick lookup. For a personal check, a very large check, a two-party check, or a check from a company we have never seen, we may call the issuer to confirm the account is open and the check was actually written. If that office is closed, we may ask you to come back when it opens.
What Cashing a Check Costs
There is a check-cashing fee, and it is disclosed upfront, before anything is cashed. It varies by the type of check and the amount, so the simplest way to know is to ask at the counter or call (561) 774-9292 with the check type and amount. You will know exactly what you walk out with before you agree to cash it.
Money Orders and Western Union at the Same Window
The same counter cashes money orders: bring the money order made out to you and the same photo ID. We are also a Western Union agent, so you can send a transfer to family in Florida, across the country or overseas on the same visit. To buy a money order, call first to confirm availability and the amount.
Because DD Pawn Loans is a licensed Florida pawnbroker as well as a check-cashing store, the same window also handles collateral loans on jewelry, watches, tools and electronics, and buys gold tested in front of you.
Where We Are and When
We are at 2751 W Atlantic Blvd #101, Pompano Beach, FL 33069, just west of Powerline Road, with parking in front of the door. From I-95, take the Atlantic Blvd exit and head west past Powerline; from the Turnpike, exit at Atlantic Blvd and head east. Hours are Monday to Thursday 10 AM to 7 PM, Friday 9 AM to 8:30 PM, Saturday 10 AM to 7 PM, and closed Sunday; for holidays, see current hours on our Google listing. Full details are on our check cashing page, or call (561) 774-9292.
Frequently Asked Questions
Do I need a bank account to cash a check in Pompano Beach?
No. DD Pawn Loans cashes checks for anyone with the original check and a valid, unexpired government-issued photo ID. There is no account to open and no membership. You get cash at the counter the same visit.
Can you cash a check made out to two people?
Yes, if both payees come in together, each with a valid photo ID, and both endorse the check at the counter. If the check names a business or a mortgage company as one of the payees, that party has to endorse it before we can cash it, so call ahead.
Why would a check need to be verified before I get my cash?
Because we pay you on the spot instead of holding the funds, we confirm that the check is good before we hand over cash. Payroll and government checks usually verify in seconds. Personal checks, large checks and checks from unfamiliar companies may need a call to the issuer, which can mean a short wait or a return visit if their office is closed.
Can I cash a money order or send a Western Union transfer at the same time?
Yes. The same counter cashes money orders with the same photo ID and handles Western Union transfers to send or receive money. If you want to buy a money order, call (561) 774-9292 first to confirm availability and the amount you need.
How much does it cost to cash a check?
There is a check-cashing fee, and it is disclosed upfront, before anything is cashed. It varies by check type and amount, so ask at the counter or call (561) 774-9292 with the check type and amount to know before you come in.