What today’s spot means per gram.
UPDATED … ETPer-gram melt values track the live spot price and each karat’s gold purity. DD Pawn Loans pays cash on the spot for gold, silver, diamonds, and luxury watches in Pompano Beach, Fort Lauderdale, and across Broward County — or offers a short-term collateral loan so you keep the piece.
How a pawn shop gold calculator works
Every gold buyer and pawn shop prices gold the same way: weight × purity × today's spot price per gram. The spot price is the world market price for one troy ounce (31.1 g) of pure gold. Your jewelry is rarely pure, so the karat stamp tells us how much of each gram is actually gold. The calculator above pulls the live spot price, applies the purity for the karat you pick, and shows the math line by line.
- Weigh the gold. Grams are standard; pennyweight (dwt) is 1.555 g and a troy ounce is 31.1 g. Stones, clasps, and springs are deducted.
- Confirm the karat. We acid-test and electronically test every piece on camera, so a worn or missing stamp does not cost you anything.
- Multiply by purity. 14K is 58.5% gold, so 10 g of 14K holds 5.85 g of pure gold.
- Apply today's spot per gram. That gives the melt value shown in the card above.
- Get the offer. We pay up to 90% of melt in cash, or lend against the piece so you keep it.
Gold purity by karat
| KARAT | PURITY | PURE GOLD | TYPICAL USE |
|---|---|---|---|
| 10K | 41.7% | 0.417 g per gram | Most durable; common in chains and bracelets |
| 14K | 58.5% | 0.585 g per gram | The most common karat in US jewelry |
| 18K | 75.0% | 0.750 g per gram | Richer color; fine and designer pieces |
| 22K | 91.7% | 0.917 g per gram | Common in Indian and Middle Eastern jewelry |
| 24K | 99.9% | 0.999 g per gram | Pure gold; bars, coins, and bullion |
Worked example: a 7.3 g 14K chain contains 7.3 × 0.585 = 4.27 g of pure gold. Multiply 4.27 g by today's spot price per gram (shown at the top of this page) for the melt value; our cash offer is up to 90% of that figure, confirmed at appraisal.
Gold calculator questions
How much is 14K gold worth per gram at a pawn shop?
14K gold is 58.5% pure, so one gram of 14K contains 0.585 g of pure gold. Multiply that by today's spot price per gram to get the melt value, then expect a cash offer of up to 90% of melt. The calculator above does this with the live spot price.
What is the difference between a gold calculator and a pawn calculator?
A gold calculator shows the melt value of your gold from its karat and weight. A pawn calculator shows what you can borrow against an item while you keep ownership. This page shows both: the melt value, our cash-buy range, and our collateral-loan range.
Do pawn shops pay the full spot price for gold?
No buyer pays 100% of spot, because the gold still has to be tested, refined, and resold. DD Pawn Loans pays up to 90% of melt value in cash, with the final number set at a filmed, certified appraisal.
Do stones, clasps, and plating count toward the weight?
No. Only the gold itself is weighed. Diamonds and gemstones, steel springs in clasps, and any non-gold parts are deducted, and gold-plated or gold-filled pieces are not priced as solid gold.
How accurate is this estimator?
The spot price refreshes about every 60 seconds and the math is shown step by step. It is an estimate, not an offer: the final price depends on professional testing of purity, weight, and condition. Bring the piece in, or lock the estimate and we will open your free insured kit on camera.
How pawn shops calculate what your gold is worth
A pawn shop gold calculator needs three numbers: the weight of the piece, its karat, and today's spot price. Multiply the weight by the karat's purity to get the pure-gold content, then multiply that by the spot price per gram. The result is the melt value, and every cash offer and pawn loan at DD Pawn Loans starts from it. The estimator above runs that math on the live spot feed; the notes below answer what people in Pompano Beach, Margate, Coral Springs and Fort Lauderdale ask us most.
Pawn calculator or gold calculator: which number do you need?
If you want to sell, look at the cash-buy range. If you want to keep the piece and borrow against it, the collateral-loan range is the one that matters: a pawn loan is figured from the same melt value, the gold stays in our vault, and it comes back to you when you repay. Terms, what to bring and how redemption works are on our collateral loans page. If selling is the plan, our sell gold in Pompano Beach page walks through the in-store process and how you get paid.
Jewelry pawn value: stones, signed pieces and silver
Only the gold goes on the scale. Diamonds, gemstones and the steel springs inside clasps are deducted, so a 14K ring that reads 5.0 g with its stone may hold closer to 4.4 g of gold. Signed designer jewelry can be worth more as a resale piece than as metal, so bring the box and papers and we look at both numbers. Pieces stamped 925 are sterling silver, priced per gram against the silver spot; see sell silver in Pompano Beach.
Grams, pennyweight and troy ounces
Gold is weighed in three units, so use this table to compare quotes, or switch the unit in the estimator above.
| UNIT | IN GRAMS | NOTE |
|---|---|---|
| 1 gram (g) | 1.000 g | What most buyers and this page quote |
| 1 pennyweight (dwt) | 1.555 g | Common on jeweler scales; 20 dwt in a troy ounce |
| 1 troy ounce (ozt) | 31.103 g | The unit the spot price is quoted in |
| 1 standard ounce (oz) | 28.350 g | A kitchen scale ounce; smaller than a troy ounce |
Getting the real number in Pompano Beach
The calculator is an estimate; the offer is set when we weigh and test the piece in front of you. Bring the gold, a government-issued photo ID (Florida pawnbroker law requires it for a sale or a pawn) and any receipts or boxes. We are at 2751 W Atlantic Blvd #101, Pompano Beach, FL 33069, on W Atlantic Blvd near Powerline Rd, west of I-95. Walk-ins are welcome; how we test gold explains each step you will watch. Questions? Call or text (561) 774-9292.
More pawn shop gold calculator questions
How much is gold worth at a pawn shop?
It depends on weight, karat and the spot price that day, not on what you paid for it. Pawn shops and gold buyers price from the melt value: the pure-gold grams in the piece times the spot price per gram. The offer is a share of that melt value, because the gold still has to be tested, refined and resold. Put your karat and weight into the estimator above to see today's figure before you drive over.
What is 10K gold worth per gram at a pawn shop?
10K gold is 41.7% pure, so one gram of 10K holds 0.417 g of pure gold. Multiply 0.417 by today's spot price per gram for the melt value of one gram; the 10K card above does that for you with the live price. 10K pays less per gram than 14K or 18K only because it holds less gold, not because it is harder to sell.
Is there a free pawn loan calculator or value estimator for jewelry?
Yes. The estimator at the top of this page is free, needs no sign-up, and shows a melt value, a cash-buy range and a collateral-loan range for the same piece. It works for rings, chains, bracelets, earrings, dental gold and coins from 10K to 24K. Watches, diamonds, tools and electronics have no formula; bring them in or send photos and we quote from resale value.
What does dwt mean on a gold scale?
dwt is pennyweight, the unit many jewelers and pawn shops weigh gold in. One pennyweight is 1.555 grams and there are 20 dwt in a troy ounce. If a shop quotes you a price per dwt, divide it by 1.555 to compare it with a per-gram price. The estimator above lets you switch between grams, dwt and troy ounces.
What is 925 gold worth per gram?
A 925 stamp means sterling silver, 92.5% pure silver, not gold. Gold-colored 925 pieces are gold-plated or vermeil over silver and are priced as silver. Multiply 0.925 by the silver spot price per gram for the melt value; the silver spot is shown next to the gold price at the top of this page.
Can you pawn 10K gold?
Yes. 10K is real gold, 41.7% pure, and DD Pawn Loans in Pompano Beach takes it as pawn collateral just like 14K, 18K or 24K. The loan is figured from the same melt value the calculator shows, so 10K borrows against less per gram than a higher karat only because it holds less gold. The piece stays in our vault and comes back to you when you repay; walk in with the gold and a government-issued photo ID.
How do I work out what 7.3 grams of 14K gold is worth?
Multiply the weight in grams by the purity of 14K (its share of pure gold, listed in the karat table above), then by the day's market price per gram of pure gold. That gives the melt value; a buyer's offer is that figure minus its margin for testing, refining and resale. Enter the weight in the estimator with 14K selected and it runs the same math on the live price, for any weight or karat. The final number is set when we weigh and test the piece in front of you.
Is it worth selling gold to a pawn shop?
It can be, as long as the shop weighs and tests the gold in front of you and explains how the offer was figured. At DD Pawn Loans the piece goes on a calibrated jeweler's scale and an electronic tester on camera, and you are paid on the spot if you accept; if you decline, you leave with your gold. A pawn shop also gives you a choice a jeweler usually does not: pawn the piece instead and keep ownership. Check the estimator first so you know the melt value before you hear any offer.
Does this work as a pawn shop jewelry calculator?
Yes, for the gold in your jewelry. Pick the karat stamped on the ring, chain, bracelet or earrings, enter the weight, and the estimator shows the melt value with a cash-buy range and a collateral-loan range, so you see the pawn value and the selling value side by side. It cannot see stones, designer names or collector value, so those are priced separately when we weigh and test the piece in front of you in Pompano Beach.
Pawn or sell 10K gold?
A 10K stamp (often marked 417) means the piece is 41.7% pure gold. It is the most durable karat, which is why it turns up so often in chains, bracelets and class rings. Because it holds less gold per gram than 14K or 18K, the calculator shows a smaller melt value per gram, but it is still real gold and DD Pawn Loans will either buy it or lend against it. Both start from the same number: the weight times the purity times the day's market price, minus the buyer's margin.
Sell it if you are done with it
Selling makes sense for a broken chain, a single earring, an outdated ring or anything you do not plan to wear again. We weigh it on a calibrated jeweler's scale, test it electronically in front of you, and pay on the spot if you accept the offer. Our sell gold in Pompano Beach page walks through the visit step by step, and how we test gold explains each test you will watch.
Pawn it if you want it back
If the piece matters to you—a class ring, a gift, a chain you wear every day—a pawn loan lets you borrow against it instead of letting it go. The gold stays in our vault and comes back to you when you repay. Terms and what to bring are on our collateral loans page, and our guide to whether you should pawn or sell gold compares the two choices in more detail.
Before you come in
Run the piece through the estimator above with 10K selected so you know its melt value, and bring a government-issued photo ID; Florida pawnbroker law requires it for a sale or a pawn. Pieces stamped GF, GP or HGE are gold-filled or plated, not solid 10K, and are not priced as gold. We are at 2751 W Atlantic Blvd #101, Pompano Beach, FL 33069; call or text (561) 774-9292 with questions.
What the calculator can't price
This pawn calculator does one job well: it turns karat and weight into a melt value on the live spot feed, and from that it shows a cash-buy range and a collateral-loan range. That covers plain gold, which is most of what people bring us. Some pieces are worth more, or less, than their gold weight, and no formula on a web page can see that. Here is what the estimator leaves out and how we price it at the counter in Pompano Beach.
Diamonds and gemstones
The scale only counts gold, so the estimator gives you the metal value of a ring or pendant and nothing for its stones. A diamond is priced on its own: size, cut, color and clarity all move the number, and a lab-grown stone is valued differently from a natural one. Two stones that look alike across a room can be far apart in value, so we look at them in front of you and quote them separately from the gold. Small accent stones often add little; a larger center stone can matter more than the mounting.
Brand-name and designer jewelry
A signed piece from a known jewelry house can be worth more as a finished piece than as metal, so we look at it two ways: what the gold is worth, and what the piece would bring as jewelry. Bring the box, receipt, certificate or any papers you kept, because they help confirm the maker. The calculator only shows the metal side of that comparison.
Watches
A gold watch case is gold, but a watch is priced on its brand, model, movement, condition and whether it runs, not on case weight. A steel luxury watch has almost no metal value and can still be worth pawning or selling. Watches are quoted from resale value, so bring the watch itself, plus the box and papers if you have them.
Coins with collector value
The estimator treats a gold coin as bullion: its gold content at the day's price. Some coins are worth more than that because of their date, mint mark, rarity or a graded holder. Leave coins as you found them, since cleaning can lower collector value, and let us look at the date and condition before you decide whether to sell or pawn.
Gold-plated and gold-filled pieces
Pieces stamped GF, GP, HGE, RGP or vermeil carry only a thin layer of gold over another metal. Entered in the calculator as 14K, they would show a melt value they do not have. Worn stamps, fake stamps and a plated clasp on a solid chain are common too, which is why nothing is priced from the stamp alone.
Why an in-person test sets the real number
An online number assumes the stamp is right and that everything on the scale is gold. At the counter we weigh the piece on a calibrated jeweler's scale, deduct stones and steel springs, test the karat electronically on camera, and then make an offer you can accept or decline. If you say no, you leave with your gold. Bring a government-issued photo ID; Florida pawnbroker law requires it for a sale or a pawn.
Looking for a gold loan near you?
If you need cash but want the piece back, a pawn loan is figured from the same tested value: the gold stays in our vault and goes home with you when you repay. Our collateral loans page explains how a gold loan works, what to bring and how redemption works. DD Pawn Loans is at 2751 W Atlantic Blvd #101, Pompano Beach, FL 33069, a short drive from Deerfield Beach, Margate, Coconut Creek and Lighthouse Point. Walk in, or call or text (561) 774-9292 before you come.